Landmark Management Services, Inc.

Minimum FICO 660​

Loans amount up to $3.5 Million

Purch-R/T up to 90% LTV

Max DTI 55%

50% expenses ratio for B/S. Exception with P&L

Gifts Allowed

Minimum 2 tradelines with 1 open and active

One month bank statement or VOD. No Sourcing of large deposits

Minimum 3 months reserve. Cash Out can be used for reserve

Condotel and Non-Warrantable Condo accepted​

Minimum FICO 680

Loans amount up to $3 Million

Purch-R/T up to 80% LTV

Max DTI 55%

Gifts Allowed

One month bank statement or VOD. No sourcing of large deposits

Minimum 3 months reserve. Cash out can be used for reserve

Condotel and Non-Warrantable Condo accepted

Minimum FICO 700 or foreign credit

Loans amount up to $1.5 Million

LTV up to 65%

Minimum DSCR 1

Gifts not Allowed

​All assets 30 days dated

Minimum FICO 680

Loans amount up to $2.5 Million

Purch-R/T up to 80% LTV

Minimum DSCR 0.75. Short-term rent allowed

No ratio DSCR allowed on exception basis​

Minimum 2 tradelines with 1 open and active

Gifts allowed

One month bank statement or VOD. No sourcing of large deposits

Available to first-time investors

Minimum 3 months reserve. Cash out can be used for reserve. 

Condotel and Non-Warrantable Condo accepted.​

Minimum FICO 700

Loans amount up to $2.5 Million

Purch-R/T up to 75% LTV

Minimum DSCR 1

Gifts Allowed. Minimum 10% contribution

One month bank statement or VOD. No sourcing of large deposits

Available for first-time investors

6 months reserve. Cash Out can be used for reserve