Landmark Management Services, Inc.

Consumer debt and late payments play a crucial role in a borrower's ability to qualify for a mortgage. Lenders review your entire financial profile, especially your debt-to-income (DTI) ratio and credit history, to assess whether you can responsibly manage a new home loan in addition to your existing obligations. Debt-to-Income (DTI) Ratio Lenders typically require your DTI ratio (monthly debt payments divided by gross monthly income) to be 43% or lower, with some preferring

When you first hear “50-year mortgage,” it sounds extreme—but for some investors, it’s sparking real curiosity. Could doubling the typical loan term actually make sense? Why It’s Getting Attention As home prices and interest rates stay high, the idea of a 50-year mortgage is gaining traction. The main appeal? Smaller monthly payments and better cash flow—something every investor pays attention to. If you’re house hacking (living in one unit and renting the others) or trying t

In recent months, the real estate market has started to shift. After years of tight supply and fast-moving sales, more homes are now...

The housing market is seeing an unusual trend lately. Inventory is up by 16% compared to last year, meaning more homes are available...

Redfin forecasts that U.S. home prices will stay flat or dip by about 1% by the end of 2025, mainly due to persistently high mortgage...

Source: Pocono Records New Realtor.com data shows Monroe County’s median home sale price rose to $310,000 in February, up 1.6% from...

by: Keller Williams RE How to Sell Your Home Fast Without Undercutting Your Price posted by Landmark Management Services, Inc. While the...

More sellers are cautiously entering the spring housing market, but high mortgage rates and economic uncertainty are keeping many on...

By  Keith Griffith , realtor.com   President Donald Trump's new tariffs have sparked fears of a trade war, potentially pushing the U.S....

by Keller Williams What Is a Home Appraisal? A home appraisal is an unbiased valuation by a licensed professional, required by lenders to...

Reasons to sell your house now--Before Spring poster of Landmark If you're considering selling your house, there are several factors to...

Pennsylvania Real Estate Market 2025 poster of Landmark Management Services Inc. Here is a summary of the Pennsylvania real estate market...

Mortgage Rate Update in Monroe County, PA Currently, the average 30-year mortgage rate in Monroe County, PA, is around 7%. Here's how...

by: Brian Winthrop, Citizens Here are the key insights from the National Association of REALTORS® (NAR) 2024 " Profile of Home Buyers and...

Tobyhanna Housing Market-Landmarkmgmt The housing market in 18466 is not particularly competitive. Last month, the average sale price for...

Tobyhanna, PA Real-time Market Profile | source: Altos Research 𝐌𝐚𝐫𝐤𝐞𝐭 𝐍𝐚𝐫𝐫𝐚𝐭𝐢𝐯𝐞 The market remains in a relative stasis...

𝐂𝐮𝐫𝐫𝐞𝐧𝐭 𝐑𝐞𝐚𝐥 𝐄𝐬𝐭𝐚𝐭𝐞 𝐌𝐚𝐫𝐤𝐞𝐭 𝐂𝐨𝐧𝐝𝐢𝐭𝐢𝐨𝐧𝐬 𝐢𝐧 𝐌𝐨𝐧𝐫𝐨𝐞 𝐂𝐨𝐮𝐧𝐭𝐲 𝐚𝐧𝐝 𝐓𝐨𝐛𝐲𝐡𝐚𝐧𝐧𝐚, 𝐏𝐀 In...

𝐓𝐡𝐞 𝐅𝐞𝐝 𝐂𝐮𝐭 𝐑𝐚𝐭𝐞𝐬 𝐀𝐠𝐚𝐢𝐧... 𝐍𝐨𝐰 𝐖𝐡𝐚𝐭? 𝑏𝑦 𝐽𝑒𝑓𝑓 𝑉𝑎𝑠𝑖𝑠ℎ𝑡𝑎 Key points: Although the Fed cut rates,...